Water & Flood Damage

💦 Water or Flood Damage Claim Delayed or Denied?

We Fight for Homeowners to Get the Full Payout They Deserve

Water damage spreads fast — and when it hits your home, you expect your insurance company to help. But too often, homeowners across Bucks and Montgomery County are left frustrated by delays, denied claims, or lowball settlements.

At Panzarella Public Adjusters, we represent YOU, not the insurance company. If your property has suffered water or flood damage, we’ll inspect, document, and fight for every dollar you're owed.

💧 Common Water Damage Claims We Handle

Insurance companies are quick to blame wear and tear, or limit payouts based on technicalities. That’s where we come in.

We regularly handle claims involving:

• Burst or frozen pipes

• Water heater or appliance leaks

• Roof leaks from storms

• Sewer backups and overflows

• Basement flooding

• Mold or mildew following water intrusion

• Storm-related water penetration (even if flood coverage is disputed)
  
  

We understand how to read your policy exclusions and endorsements, and we know when they’re being misused to deny valid claims.

🛠 Our Process for Maximizing Your Claim

Here’s what we do for you:

✅ Conduct a detailed moisture inspection (including hidden damage behind walls/floors)
✅ Prepare a full estimate using Symbility/Xactimate, aligned with current construction costs
✅ Document structural, contents, and mold-related damage
✅ File all supplements with detailed justification
✅ Communicate directly with the insurance carrier, adjusters, and vendors on your behalf

🧾 “They Said the Damage Wasn't That Bad” — Sound Familiar?

A homeowner in Souderton came to us after their carrier only offered $9,800 for water damage from a failed washing machine valve. After our inspection:

• We found mold behind the drywall

• Full flooring replacement was justified

• Contents loss was undervalued

We reopened the claim and recovered $32,000 — more than 3x the original offer.

📍 Why Pennsylvania Homeowners Trust Us

We’ve helped homeowners throughout Bucks County, Lehigh and Montgomery Counties.

Whether you’re dealing with a flooded basement, burst pipe, or storm-related water intrusion, we’ll handle the headaches so you can focus on recovery.

⭐ Why Panzarella Public Adjusters?

• ✔ Licensed Public Adjuster in PA

• ✔ Specializing in residential water and flood claims

• ✔ Transparent, ethical, and locally trusted

• ✔ Paid only when you get paid — no upfront costs

• ✔ Known for aggressive representation and accurate estimating

📞 Request Your Free Water Damage Claim Review Today

If you’re being ignored, underpaid, or your claim is just dragging on, it’s time to get help.

📲 Contact us now at 267-935-9855. We’ll inspect your loss, review your policy, and explain how much more you may be entitled to — for free.

🕒 Fast Response | No Recovery, No Fee | Serving All of Southeastern PA