Fire-damage-insurance-claims

🧯  Fire Damage Claim Denied or Underpaid?

Get Expert Help from a Licensed Public Adjuster in Pennsylvania

When a fire devastates your home, your first thought is safety. Your second should be your insurance policy — but sadly, this is often where the nightmare continues. If your insurance company is dragging its feet, underpaying your fire damage claim, or outright denying it, Panzarella Public Adjusters is here to fight for you.

We help homeowners in Bucks County, Lehigh & Montgomery County, and across Pennsylvania get the maximum settlement they’re entitled to.

🔍 Why Fire Damage Claims Are So Often Underpaid

After a fire, insurance companies send in their own adjusters — but they work for them, not for you. Most of the time:

• Hidden smoke or soot damage isn’t included in the estimate

• Code upgrades (electrical, plumbing, HVAC) are ignored

• Cleaning and deodorizing costs are underestimated

• Contents (furniture, clothing, personal items) are undervalued

• The structure is lowballed or improperly scoped

If you accept their first offer, you may be walking away from tens of thousands of dollars.

🛠 How We Help You After a House Fire

At Panzarella Public Adjusters, we’re on your side from Day One — or Day 91 if your claim is already going sideways.

Here’s what we do:

✅ Conduct a full inspection of your home, top to bottom
✅ Review your entire insurance policy to spot hidden entitlements
✅ Create a detailed estimate using industry-standard software
✅ Document smoke, soot, water, and structural damage
✅ Handle all communication with the insurance company
✅ Fight back on denials, delays, and lowball offers

You don’t pay us a penny unless we recover money for you.

📍 Local Experts in PA Fire Claims

We’ve handled dozens of fire claims throughout Montgomery and Bucks Counties, including:

• Electrical fires

• Kitchen and grease fires

• Chimney and heating system malfunctions

• Arson and vandalism

• Wildfires and outdoor damage
  
  

We understand how Pennsylvania policies work — including FHA-backed mortgages, code upgrade clauses, and ALE (Additional Living Expenses) coverage.

💬 Real Story: Doylestown Family Recovered $74,000 More

One of our clients in Doylestown was initially offered just $18,000 to repair fire and smoke damage to their kitchen and living room.

After hiring us:

• We documented concealed damage behind walls and HVAC

• Brought in a certified remediation specialist

• Filed a supplement and reopened the claim

Final payout: $92,000.

⭐ Why Choose Panzarella Public Adjusters

• ✔ Licensed Public Adjuster in PA

• ✔ Decades of combined experience

• ✔ Local to Bucks, Lehigh & Montgomery Counties

• ✔ Focused 100% on helping homeowners, not insurance companies

• ✔ Known for integrity, transparency, and aggressive advocacy

📞 Start With a Free Fire Claim Review Today

If you’re feeling overwhelmed, pressured, or ignored by your insurance company — you’re not alone. And you don’t have to fight them alone.

📲 Call us now 267-935-9855 for a free, no-obligation consultation. Let’s get your life — and your claim — back on track.

🕒 Available 24/7 | Licensed in Pennsylvania | Serving Bucks, Lehigh & Montgomery Counties